Free tool · Take-home

GST. Tax. TDS. One number.

Every other calculator answers one question at a time. This one combines GST registration, 44ADA tax under both regimes, and your expected TDS credit into a single take-home figure — and the advance-tax instalments that follow.

Your income

all clients + platforms combined

Drives the TDS-credit estimate below.

50% of receipts treated as taxable profit if gross ≤ ₹75L.

New regime

₹1,09,200

Old regime

₹2,73,000

Annual income crosses ₹20L — GST registration applies (export-of-service invoices can be filed zero-rated under LUT).

Next advance-tax instalment: ₹0 due 15 Mar.

Take it with you

Take the statement with you

A year of billings traced through to what stays yours, with the TDS credit and the GST threshold both put in their place — the summary your CA wants before they ask for anything else.

No email, no signup — the PDF downloads straight to your device.

Compute this per invoice as you bill — try HourSlip free →

How this works

Every deduction, in the order it actually hits you.

How much tax does a freelancer pay in India?
It depends on your regime, whether you opt for Section 44ADA presumptive taxation, and how much TDS your clients withhold. This calculator combines all three so you see one final take-home number instead of computing each piece separately.
Which is better for freelancers — old or new tax regime?
For most freelancers under 44ADA with modest Chapter VI-A deductions, the new regime wins because of the ₹12L rebate threshold. This calculator runs both regimes on your numbers and highlights the cheaper one.
Do I need GST registration as a freelancer?
Only once your annual turnover crosses ₹20 lakh (₹10 lakh in Nagaland, Manipur, Mizoram and Tripura — the only four states with a lower limit for services). Below that, you can invoice without GST.

TDS credit is a blended estimate based on your declared client mix, not a computation from actual invoices. GST threshold assumes ₹20L; it is ₹10L in Nagaland, Manipur, Mizoram and Tripura. Results are indicative; consult a CA for filing.

Related guides

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Related glossary

Plain-English definitions of the terms behind this calculator.