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Money math for Indian freelancers.
Sixteen sharp little tools for the parts of freelancing that aren't the work — your ITR form, tax regimes, advance tax, GST splits, the rate you should actually charge. Updated for FY 2025-26 & 2026-27. Free, and we never ask for your login to compute.
Old vs New Regime
Run both regimes through the latest slabs and see exactly how much each one costs you.
Open toolPresumptive44ADA Presumptive Tax
Declare 50% of receipts as income and skip the books. See the tax you'd actually pay.
Open toolDeductions80C Investment Planner
Slide through PPF, ELSS, NPS, 80D and home-loan interest and watch your tax fall.
Open toolTake-homeFreelancer Take-Home Calculator
GST, 44ADA tax, and TDS combined into one take-home number.
Open toolITR Form Finder
ITR-1, 2, 3 or 4? Six questions to your correct form — and the staggered AY 2026-27 due date that applies to you.
Open toolScheduleAdvance Tax Calculator
Your four quarterly instalments — with the 44ADA single-shot option and due dates.
Open toolTDSTDS Calculator
What lands in your account after 194J, 194C, 194O or 195 is deducted at source.
Open toolPenaltySection 234B/C Interest
The penalty interest on missed or short advance-tax instalments, month by month.
Open tool26AS26AS Mismatch Checker
Upload your 26AS and check it against the invoices you raised — matched, pending, mismatch, unmatched.
Open toolHourly Rate Calculator
Work backwards from your take-home goal to the hourly rate you must quote.
Open toolPricingSalary vs Freelance
The freelance rate that truly matches your old salary, after you lose PF, gratuity and paid leave.
Open toolGSTGST Invoice Generator
A clean, GST-compliant invoice with CGST/SGST or IGST split — ready to print or send.
Open toolUpwork Fee & Tax Calculator
What Upwork's fee, forex spread, and Indian tax leave you with — per month and per year.
Open toolPlatformsFiverr Fee & Tax Calculator
What Fiverr's 20% cut, forex spread, and Indian tax leave you with.
Open toolPlatformsToptal Tax Calculator
No platform fee — just forex and Indian tax to plan for.
Open toolLookup references
Quick references for every tax term.
SAC codes, TDS sections, and a 25-term glossary — all current for FY 2026-27.
Reference
GST Rates & SAC Codes
Common SAC codes with current GST rates and CGST / SGST / IGST splits.
Browse ratesReference
TDS Rates & Sections
Section 194J, 194C, 194O, 195 and more — rates, thresholds, and deductor rules.
Browse sectionsReference
Tax & GST Glossary
Short canonical definitions of 44ADA, 87A, 194J, GSTR-1, 26AS and more.
Browse terms